Expatriate insurance from the 1st euro spent

Going abroad as an expatriate, alone or with your family for more than a year?
Looking for flexible insurance covering medical expenses from the 1st euro spent?


Other products:
Type of contract : expatriate insurance, individual or family policy Ambassade
Insured : under 71 years of age
Destination : worldwide other than the country of nationality, France, the French Overseas Departments and any countries excluded from cover
Duration : 1 year or more

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BNP Paribas BNP Paribas

Ambassade is an insurance solution designed for expatriates of any nationality spending more than a year abroad anywhere in the world (excluding France, the French Overseas Departments and the home country).

Comprehensive, flexible cover available worldwide, applications accepted up to age70: medical expenses, repatriation assistance, personal liability, death & loss of autonomy and sick leave from work. The insured is free to select the options which best meet his or her needs.

Cover la carte
Routine or unforeseen healthcare expenses?

Ambassade covers you for both routine and unforeseen healthcare expenses from the first euro spent with flexible benefits and numerous associated services:

  • 3 options depending on your needs with varying reimbursement upper limits: Essentielle, Medium, Extenso, with 3 levels of cover :
    - Hospitalisation only,
    - Hospitalisation + Routine healthcare,
    - Hospitalisation + Routine healthcare + Optical-dental care.
  • Reduce your premium by selecting reimbursement at 80% or 90% or actual costs,
  • Direct payment of hospital fees: nothing to pay up front if you are admitted to hospital,
  • Upper limit for Medical Expenses doubled in the event of accident or critical illness,
  • Counselling service when things go wrong.

Need assistance during your stay?

You are involved in an accident and urgently require repatriation.
You are hospitalised and waiting for a friend or relative to arrive.

In the event of accident or illness, tailored repatriation assistance is available: APRIL Mobilité will arrange your medical repatriation 24/7 to your home or to the best equipped hospital. You can be sure of receiving the best medical care.
In the event of your admission to hospital, APRIL Mobilité will cover the cost of a return trip and accommodation to allow a close friend or relative to be with you.

Need Life & Disability cover?

Want to protect your loved ones? On sick leave from work?
Choose a lump sum to be paid in the event of death or loss of autonomy: choose between €20,000 and €400,000 which your loved ones will receive in the event of your death.
You can also opt for a daily allowance: this benefit guarantees payment of part of your salary for a fixed period.

Held personally liable to a third party?

You are covered for the consequences of acts committed in a private capacity causing bodily injury and/or physical damage to a third party.


For more information, download these documents (format PDF) :