Euro Cover

Insurance from the 1st euro for europatriates and expatriates in France

Are you living outside your country of nationality in one or more of the Europe-Mediterranean countries?
Are you looking for a flexible insurance solution that allows you to choose and combine the cover you want?

Other products:
Type of policy: insurance for europatriates and expatriates in France not covered by a statutory healthcare schemee Euro Cover
Insured: under the age of 71, living in one or more of the countries in the Europe-Mediterranean zone 
Destination: Europe-Mediterranean zone (including France and French Overseas Departments and Regions)
Duration: 1 year or more

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BNP Paribas BNP Paribas

Euro Cover is the first insurance product specially designed for "Europatriates", individuals living in one or more countries in the "Europe-Mediterranean" zone, including France, regardless of the length of stay. It also provides a comprehensive insurance solution for impatriates in France (including overseas departments and regions).

The policy provides highly flexible medical, assistance and death/disability insurance available for a minimum of one year up to and including age 70.

Comprehensive cover
Routine or unforeseen healthcare expenses?

Euro Cover covers you for both routine and unforeseen healthcare expenses from the first euro spent and at 100% of actual costs up to €1,000,000. You can choose between 3 levels of excess per treatment or procedure: €0, €20 and €40 whichever suits you best.
Dependable services and benefits :

  • immediate cover for hospital fees and routine medical care (no waiting period),
  • upper limits for Medical Expenses doubled in the event of accident or critical illness,
  • alternative medicine and homeopathy cover,
  • direct payment of hospital fees: nothing to pay up front if you are admitted to hospital,
  • counselling service: when things go wrong, a team of psychologists to listen and help.

The Medical Expenses are life-long: you are covered for as long as you want and your premiums do not increase in line with your personal expenses.

Need assistance during your stay?

You are involved in an accident and urgently require repatriation.
You are hospitalised and waiting for a friend or relative to arrive.

In the event of accident or illness, tailored repatriation assistance is available: APRIL Mobilité will arrange your medical repatriation 24/7 to your home or to the best equipped hospital. You can be sure of receiving the best medical care. In the event of your admission to hospital, APRIL Mobilité will cover the cost of a return trip and accommodation to allow a close friend or relative to be with you.

Need Life & Disability cover?

Want to protect your loved ones? On sick leave from work?
Choose a lump sum to be paid in the event of death or loss of autonomy: choose between €20,000 and €400,000 which your loved ones will receive in the event of your death.
You can also opt for a daily allowance: this benefit guarantees payment of part of your salary for a fixed period.

Held personally liable to a third party?

You are covered for the consequences of acts committed in a private capacity causing bodily injury and/or physical damage to a third party.

Euro Cover

For more information, download these documents (format PDF) :